The CNCC senior said he went to see what jobs were available in Yampa because although he appreciates his job at Dominos Pizza, Miller said hes ready for a change of pace. Students and community members milled about two classrooms full of college and community business representatives from 2 to 5 p.m. Tuesday during the job fair. CNNC hosted a degree and career fair from 5 to 7 p.m. The Memorial Hospital at Craig, Flint Personnel Services, Chapmans Automotive, The Bureau of Land Management, The Bank of Colorado, Sandrock Ridge Care & Rehab, local restaurants and numerous other business were present to provide information about careers with their companies or in their fields. Attendees had the opportunity to ask questions, pick up applications and learn valuable job-hunting skills from the Colorado Workforce Center station. Kiefer Townsend, 22, and Xeth Garcia, 21, also were at the fair looking for opportunities. Speaking with a representative from CNCC, Garcia, who loves to draw, inquired about art classes. Although there isnt a specific art program at CNCC, Garcia was directed to art and management courses.
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The opinions expressed are those of the writer. Loading … This story originally appeared on LearnVest as ” The Latest Reason Millennials Have Put Homeownership on Pause .” When the Federal Reserve raised interest rates last month , the news was considered a sign that the U.S. economy was on the upswing. But that quarter of a percentage point rate hike has already had an unintended consequence for house-hunting Millennialsa cohort that lags behind previous generations when it comes to rates of home ownership.New research from Fitch Ratings, a credit-ratings research company, found that the average U.S. Millennial borrower has lost 9% in mortgage capacity over the past three months. RELATED: 8 Times When It’s Smarter to Rent a Home Than to Buy What does mortgage capacity mean? It’s an analysis that looks at a borrower’s income and job stability compared with his proposed debt, which helps a lender determine how likely that borrower is to repay the loan. It is also one of the factors that affects how big a loan a potential homebuyer can get. In early October 2016, the interest rate on a 30-year mortgage was 3.42%, but during the week of January 5, that rate jumped to 4.2%an almost two-year high, according to Fitch Ratings.So if the maximum loan a would-be buyer could afford in autumn was $120,000 (the current median mortgage for borrowers under 35, according to the Federal Survey of Consumer Finances), by last week that loan value would have dropped to approximately $109,000, assuming all other factors aside from the rate hike were the same, reported Fitch. And the lower the mortgage amount that you’re approved for, the tougher it might be to make those picket-fence dreams a realitysomething 83% of Millennials say they plan on doing someday, according to Trulias Housing in 2017 report .
For the original version including any supplementary images or video, visit http://www.forbes.com/sites/learnvest/2017/01/19/3-tips-that-can-help-millennials-become-homeowners-despite-the-interest-rate-hike/?ss=personalfinance